Dataphone

banking

A dataphone is a device that allows payment by bank card (both credit and debit) to customers who buy or consume in a certain commercial establishment.

Usually a dataphone allows the store, restaurant or other type of business to charge customers who wish to pay with a card. This type of service is generally offered or provided by the bank with which you usually work.

The technology used by this type of device was based, in its origin, on the use of the telephone line. However, with the exponential evolution of telecommunications, this service can be offered by IP connections. All this, thanks to GSM, GPRS or Wi-Fi networks. However, the majority of stores retain the telephone connection for this type of telematic process.

Dataphones are usually included within POS or Point of Sale Terminals. These are very useful in commercial establishments and they usually have a card reader by means of a chip or magnetic stripe reader, a receipt printer, the connection to the telecommunication network with which it has and a keyboard for the marking of security keys.

Advantages of using a dataphone

Among the advantages of using the dataphone, the following should be highlighted:

  • Streamlining of collections.
  • Greater security when managing payments and the corresponding trust of customers.
  • Better resource management, saving time and money without having to control a large amount of cash.
  • Greater convenience for the client: you do not need a lot of cash and there are various financing plans with banks (discounts, installment payments ...)

Technological evolution and the proliferation of mobile devices in the day-to-day life of society has made the payment system by dataphone currently have other similar modalities. Modalities that in the future seem to be imposed. This is the case of payments using magnetic strips on mobile phones and tablets or electronic wallets.

Tags:  Commerce administration culture 

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